NO UNAUTHORIZED DISTRIBUTION OR USE  
LSIA is an SEC-registered investment adviser.  LSIA may only transact business in those jurisdictions in which it is registered or qualifies for an exemption or exclusion from registration requirements.  The information provided on this website is not intended for use or dissemination in any jurisdiction or country where such use or dissemination would violate applicable law or regulation or subject LSIA to any unintended registration requirements. Nothing on this website shall be considered a solicitation to buy or an offer to sell any product or service to any person in any jurisdiction or country where such offer, solicitation, purchase, or sale would be unlawful under the laws of such jurisdiction or country. 

This website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of this website on the Internet should not be construed by any consumer and/or prospective client as LSIA’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by LSIA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  A copy of LSIA’s current written disclosure statement, which discusses LSIA’s business operations, services, and fees is available at the  SEC’s investment adviser public information website (www.adviserinfo.sec.gov) or can be obtained directly from LSIA, at no additional cost, by contacting Kristine Hollister by email at khollister@myLSIA.com or by phone at (248) 430-0276.   

PROPRIETARY INFORMATION 
The information on this website is provided for your information and non-commercial use only.  All logos, service marks, trade names, or other intellectual property displayed on, or used in conjunction with, this website are the property of LSIA, unless otherwise specified. Images other than photos or videos are used under license from Adobe Stock (https://stock.adobe.com/).  Adobe Stock images may not be copied, reproduced, modified, or transmitted to any other party without the express written consent of LSIA.  Other information on this website may only be copied, reproduced, or transmitted to a third party in its original format without modification.

NO INVESTMENT ADVICE OR OFFER 
This website and information contained herein are provided for guidance and informational purposes only.  It is not intended to provide any investment, tax, legal or related advice. The opinions expressed in this site are subject to change without notice.  Investing involves risk, including the potential loss of principal.  Past performance is no guarantee of future results.  No investment strategy can guarantee a profit or protect against loss in periods of market decline.  Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy.

PRIVACY POLICY
Financial companies choose how they share their clients’ personal information. Federal law gives consumers the right to limit some but not all sharing and also requires financial companies to tell their clients how they collect, share, and protect their personal information. Please click HERE to review LSIA’s Privacy Policy and to understand what we do with our client’s personal information.

LINKS TO THIRD-PARTY WEBSITES
For your convenience, our website contains links to other websites. You understand that by clicking on these links you are accessing websites owned or operated by third parties not affiliated with LSIA. While LSIA believes these links and information to be reasonably reliable, current, and valuable to its clients, LSIA provides these links on a strictly informational basis only and cannot be held liable for the accuracy, completeness, time sensitive nature, or viability of any information shown on these sites or the suitability of any products and services offered thereby.  Further, LSIA is not liable for any direct or indirect technical or systems issues arising out of your access to third-party websites.  Use of any such third-party website shall be at your own risk.

MARKET DATA
LSIA may provide market data directly on this website instead of through a third-party link. Although deemed reliable, LSIA makes no express or implied warranty with respect to any such market data.  

LIMITATION OF LIABILITY
None of LSIA, its principals, directors, officers, employees, agents or affiliates shall be responsible for any claims, losses, liability, costs or other damages, including but not limited to trading losses or lost profits (whether direct, indirect, consequential, incidental or special), that result from the use of this website, the use of any link provided by this website, or a disruption in such use, even if LSIA has been notified of the possibility of such claims, losses, costs or other damages. Some states and other jurisdictions may prohibit certain limitations of liability, so this may not apply to you.

INFORMATION PROVIDED “AS IS”
Although LSIA makes every attempt to provide accurate and complete information, the information on this website is provided “as is” without any express or implied warranty of any kind.

GOVERNING LAW
The use of this website shall be governed by the laws of the state of Michigan, with the exception of conflict of law rules. 

INDEMNIFICATION 
You agree to indemnify and hold harmless LSIA, its principals, directors, officers, employees, agents, and affiliates from and against any claims, losses, liability, costs, or other damages (including attorney’s fees) arising from your use of this website in a manner inconsistent with these terms of use.  

SEVERABILITY  
If any provision of these terms of use is deemed unenforceable, the remaining terms will continue to apply.